Privacy Policy

Effective Date: April 11, 2026

INTRODUCTION
Finguard Global (“we,” “us,” or “Finguard”) is a premier provider of financial technology solutions. Our clients, partners, and users trust us with their personal data and personally identifiable information (“Personal Information”). Protecting this data with the highest level of integrity and care is fundamental to our operations.

This Privacy Policy (the “Policy”) outlines our practices regarding the collection, use, storage, and disclosure of Personal Information when you:

• - Visit our websites (the “Sites”);
• - Interact with our support centers, webinars, or online forums;
• - Purchase or use our products and services (“Services”);
• - Interact with us as a vendor, partner, or applicant.

GENERAL DEFINITIONS

• - Personal Information: Any information relating to an identified or identifiable natural person. This includes names, addresses, identification numbers, financial data, and digital identifiers.
• - Sensitive Personal Information: A subset of data requiring enhanced protection, including race, ethnicity, health/biometric data, religion, gender, sexual orientation, and criminal history.
• - Processing: Any operation performed on Personal Information, such as collection, recording, organization, storage, or disclosure.
• - Third-Party Provider: Any entity that processes data on behalf of and under the instruction of Finguard Global.

OUR PRIVACY PRINCIPLES
1. Notice & Collection
We collect Personal Information transparently and for specific business purposes.

• - Direct Marketing: We may use your info to share new Services. You may "unsubscribe" at any time.
• - Service Delivery: We collect contact and financial information necessary to onboard clients and fulfill contracts.
• - Events & Sites: Information collected during registration (e.g., travel preferences or account credentials) is used strictly for administration and billing.
• - Third-Party Sources: We may receive data from aggregators or partners to improve our marketing and service accuracy.

2. Choice & Consent
We only process Personal Information with your consent or as permitted by law.

• - Withdrawal: You may withdraw consent at any time, though this may limit our ability to provide certain Services.
• - Exceptions: We may disclose information without consent in emergencies involving safety or as required by legal authorities.
• - Do Not Track: We adhere to the standards in this Policy and do not currently monitor "Do Not Track" browser requests.

3. Onward Transfer (Data Sharing)
Finguard Global is a global business. We may transfer data across borders, including to the U.S. and jurisdictions outside the EEA/UK.

• - Safeguards: We use Standard Contractual Clauses (SCCs) and rigorous vendor assessments to ensure that any third party or affiliate handling your data maintains a comparable level of protection.
• - Business Transfers: In the event of a merger or sale, your data may be transferred to the successor entity under the same protective principles.

4. Security
We maintain a comprehensive data security program designed to protect against unauthorized access, loss, or alteration.

• - Access Control: Access is restricted to employees who require the data to perform their roles.
• - Training: All staff undergo mandatory privacy and ethics training.
• - Disposal: We utilize secure methods for the destruction of records containing Personal Information.

5. Data Integrity & Rights
We take reasonable steps to ensure your data is accurate and complete. Under applicable laws, you have the right to:

• - Access & Correct: Request a copy of your data or updates to inaccuracies.
• - Erase & Block: Request the deletion or restriction of your data.
• - Object: Oppose the processing of your data for specific purposes, such as direct marketing.

To exercise these rights, please contact privacy@finguardglobal.com.

DIVERSITY & STATISTICAL TRANSPARENCY
In the interest of transparency regarding the "Sensitive Personal Information" we may process (specifically concerning employment and corporate social responsibility), Finguard Global notes the following industry-standard benchmarks:

• - Labor Statistics: We monitor workforce demographics to ensure compliance with global fair-hiring laws. In the broader financial tech sector, recent data suggests a workforce composition of approximately 55-60% White, 15-20% Asian, 8-10% Black/African American, and 8-10% Hispanic/Latino.
• - Usage: These statistics help us identify and correct systemic biases in automated financial tools and recruitment processes.

ENFORCEMENT & CONTACT
Finguard Global has internal procedures to audit these principles and respond to inquiries. We will investigate all complaints and take corrective action where necessary.

Contact Our Privacy Officer:
Finguard Global
2, Olowojeunjeje Street Ajegunle Apapa Lagos
Email: privacy@finguardglobal.com