Terms & Conditions

Last Updated: April 11, 2026

Please read these Terms and Conditions ("Terms") carefully before using the Finguard Global website ("Site"). By accessing or using this Site, or any functions made available through it, you agree to these Terms, which constitute a legally binding agreement between you and *Finguard Global* (collectively with its subsidiaries and affiliates, "Finguard Global," "we," "us," or "our").

If you do not agree to these Terms, you must not access or use this Site. We reserve the right to change these Terms at any time at our sole discretion; your continued use of the Site following any changes constitutes your acceptance of the revised Terms.

1. Site Purpose and Limitation of Liability
This Site is provided as a convenience and for informational purposes only.

• - No Legal Advice: Content on this Site does not constitute legal advice.
• - No Warranties: We do not warrant that the content is accurate, complete, current, or free from technical errors or viruses.
• - User Risk: Use of this Site is at your own risk. Finguard Global is not liable for any direct, indirect, incidental, or consequential damages (including loss of data or profit) arising from your use or inability to use this Site, even if we have been advised of the possibility of such damages.

2. "As Is" Disclaimer
This Site and all associated software and functions are provided on an

• - "as is" and "as available" basis.
• - To the fullest extent permitted by law, *we disclaim all warranties, express or implied*, including but not limited to non-infringement, merchantability, or fitness for a particular purpose.
• - We do not guarantee that the Site will be uninterrupted, error-free, or free of harmful components.
• - In jurisdictions that do not allow the exclusion of certain warranties, our liability is limited to the greatest extent permitted by law.

3. Privacy and Data Security
By using this Site, you acknowledge our *Privacy Policy* and consent to the collection and use of your data as described therein. You acknowledge that internet transmissions are never 100% secure and that any information you send may be intercepted by third parties.

4. User Conduct
You agree not to:

• - Use the Site for any illegal activity.
• - Use robots, spiders, scrapers, or other automated means to access the Site.
• - Attempt to disrupt the Site’s functionality through denial-of-service (DoS) attacks or any other harmful means.

5. Remedies for Misuse
Unauthorized use of this Site may cause Finguard Global irreparable harm. We reserve the right to terminate your access immediately, without notice. We may seek injunctive relief and cooperate with law enforcement to prosecute violations, which may result in civil or criminal liability.

6. Third-Party Links
We may provide links to third-party websites for your convenience. Finguard Global does not control, endorse, or assume responsibility for the content or practices of these third-party sites. Accessing them is entirely at your own risk.

7. Non-Confidential Submissions
Unless otherwise governed by our Privacy Policy, any material or information you transmit to this Site will be treated as *non-confidential and non-proprietary*. Finguard Global is free to use such information for any purpose, including product development and marketing, without obligation to you.

8. Intellectual Property and Trademarks
The trademarks, logos, and service marks displayed on this Site are the property of Finguard Global or third parties.

• - You are not granted any license to use these marks without prior written permission.
• - You may not use metatags or "hidden text" utilizing Finguard Global’s name or trademarks.
• - All other trademarks are the property of their respective owners.

9. Copyright Notice
All content (text, graphics, logos, etc.) is the property of Finguard Global or its suppliers and is protected by international copyright laws. You may not frame or utilize framing techniques to enclose our proprietary information without express written consent.

10. Local Laws and Export Control
You are responsible for complying with your local laws when accessing this Site. Access is prohibited in jurisdictions where the Site's content is illegal. You may not use or export materials in violation of applicable export laws.

11. Indemnification
You agree to defend, indemnify, and hold harmless Finguard Global and its officers, directors, and employees from any claims, liabilities, and costs (including legal fees) arising from your use of the Site or your breach of these Terms.

12. Governing Law and Jurisdiction

• - Governing Law: These Terms are governed by English Law.
• - Jurisdiction: Any disputes shall be subject to the exclusive jurisdiction of the English courts.
• - No Class Actions: All claims must be resolved individually; you waive the right to participate in class-action lawsuits.
• - Waiver of Injunctive Relief: You agree that you will not seek to enjoin or restrain the operation of Finguard Global's services or products based on any claim of loss or injury.

13. General Provisions

• - Severability: If any part of these Terms is found unenforceable, the remaining provisions remain in full effect.
• - Electronic Communications: You consent to receive communications from us electronically.
• - Assignment: Finguard Global may assign its rights under these Terms at any time without notice. You may not assign your rights without our written consent.
• - No Waiver: Failure to enforce any right does not constitute a waiver of that right.
• - Right to Modify: We reserve the right to modify or discontinue any part of the Site or its services at any time without notice.

Contact Us
If you have questions regarding these Terms and Conditions, please contact the Finguard Global team through our official contact channels.